Life Resources

Both my husband and I are working full time. We are both earning income for the family to survive and thrive through daily expenses and save a little at the same time for our future.

He has always asked me this question one point at a time? Where does all the money goes? Then, it hit me. I couldn’t give him a concrete answer. I could perhaps recall some expenses we’ve made but its not very exact that he usully would be left wondering. And, it also does the same thing to me. Where does all the money go?

If added, our salaries is quiet enough for us. More than enough. But, it is only through careful introspection that we realize we have a lot of expenses for our daily livings, along with little “wants” expenditure every now and then. Which may sound, little but has surprised me as when added, it already creates a lump sum of money.

He has been asking this question, frustrated that we were not really saving that enough as he wanted to, plus we were not giving our 10 % tithes. So, to resolve this, I made a resolution to write down every single expenses that we have which is excluded in the daily budget. For the daily budget, thats already set, and that goes for our food, so I don’t have to write it down.

Last week, I resolve to write down expenses outside the daily budget. I am surprised to realize that there is almost no single day we don’t spend. But the good thing is that most of our spendings are really necessities. Though, there are some little splurgings every now and then. Small rewards for my hard work that I treat myself with such as a slice of cake at work.

I have successfully and religiously tallied our EXTRA spendings for a total of 10 days now. As what we know, it takes 21 days to form a habit, so I hope I can keep up with this. Cheer me up!

For now,  allow me to celebrate this little success, for having followed this routine for 10 days now. Woooohoooooo!

Why don’t you do the same?